Modern retirement savings for today's workforce

“Today’s new workforce poses a significant challenge - it’s a very different workforce than 1978,  so why are we still giving employees retirement benefits our parents used?”

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Retirement benefits that can easily scale from 5 to 500,000 W2 and 1099 employees in seconds.

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Securing your future, one step at a time

At Kepler, we understand how important it is to have peace of mind when it comes to your employees' savings, IRAs, and investments. That's why we've partnered with a top-tier banking institution that offers the highest level of protection, compliance, and returns for our clients. With this partnership, your employees can trust that their investments are in the best hands possible. Learn more here


Under custody and/or administration*


Assets under management

We fit any budget

We get it, you didn’t start a company to become a retirement benefits expert. Try the estimated cost calculator to see Kepler vs 401(k)s this should give you a better understanding of what you can expect.

  • No fiduciary risks

  • No reporting to the IRS

  • No federal stress testing

  • No annual plan audits

  • We’re connected to 100’s of payroll providers

  • Not required to make matching contributions

  • No extra admin costs to manage old 401(k) accounts

  • No need to hire or consult people to manage your benefits

*Estimated annual cost of a 401(k)
Annual cost to use Kepler
Total number of eligible employees
Cost of your Kepler Savings plan
Startup credit
Auto-enrollment credit
Yearly cost after credits
Yearly cost per employee
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*Based on 401(k) cost research done by Marc Kronson who is an economist in the Division of Compensation Data Analysis and Planning, Bureau of Labor Statistics for the US Government, you can learn more about Employee Costs and Risks in 401(k) Plans here

We’re projecting an annual expense of $65 per 401(k) account holder, although the average is $75 annually per 401(k) account. This doesn’t include any annual fees associated to the employers 401(k) plan for admin costs pertaining to 401(k) loans, penalties, consultants, or 401(k) plan switching. This calculation doesn’t include your companies 1-5% employee match, which would need to come from company revenue to make this monthly contribution. This 401(k) calculation is not exact and subjected to different costs based on providers, and should not be used as exact calculations when budgeting 401(k) expenses, please consult with a 401(k) provider to understand full AUM fees, and total per employee costs before enrolling into any plans.

Retirement platforms don’t have to be complicated and expensive

Your employees are tired of old, and outdated retirement benefits that are hard to use and even harder to understand. Stop over paying for these old clunky platforms that probably should have taken their own advice and retired. Welcome to the future of workplace retirement savings.